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Man in formal wear, holdinga pen is handling off loan form.

April 2, 2025

ACH Loan: Quick Cash or Costly Mistake? How It Works & Cautionary Tales

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An ACH loan (also known as a cash flow loan) provides you with swift access to short-term financing. It offers fast approval and automated repayments via the Automated Clearing House network. While it presents convenience, frequent payments can strain cash flow. Some businesses use it to

Voice Mail app on mobile phone screen.

March 20, 2025

30 Professional Voicemail Greetings for Better Impact + Free Templates

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Professional voicemail greetings elevate the call experience by encouraging customers to engage with your business even when no one is available to answer. An effective greeting consists of five key elements: a warm welcome, your company name or personal name, a prompt to explain the

people holding hands and bible

November 7, 2024

Church Insurance: Top Companies, Cost & Coverage

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Church insurance is a blanket term for insurance for a nonprofit or religious organization. While some church insurance companies offer a policy package with multiple types of coverage, there is no one church insurance policy. Instead, it is a combination of policies that protect churches

An employee hiding money inside his suit.

October 4, 2024

Employee Theft: Small Business Guide (+ Policy Template)

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Employee theft is stealing an employer's property or misuse of company assets for personal use. It includes the more traditional ideas of theft, such as stealing merchandise or money, as well as stealing confidential data and “time” (i.e., not working as many hours as recorded

Man using tablet pc against shelves with boxes in warehouse.

August 15, 2024

Retail Inventory Management: Definition & 5 Best Practices

Free EBook

Retail store inventory management is about stocking products buyers want, pricing and promoting to sell those products at a profit, and maintaining stock levels that meet demand without over-purchasing. As a retailer, you know that your merchandise is the crux of your business, so creating

Abstract word cloud for Accounting software with related tags and terms.

April 19, 2024

Accounting Software Implementation Guide [+ Free Checklist]

Switching to a new accounting system is not an easy process, but an accounting software implementation plan can make things easier: Step 1: Planning. Assess the need for a new platform and the software product you want to use. Step 2: Preimplementation. Prepare the entire

unique red balloon flying away from other cyan balloons

January 17, 2024

What Is a Unique Selling Proposition? Definition, Examples & Templates

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Your unique selling proposition (USP) explains why customers should choose your company, service, product, or brand over its competitors. Specifically, it’s a value, product, feature, or benefit of doing business with you that others don’t offer or can’t provide nearly as well as you. In

Showing a well lighted retail store.

November 16, 2023

How to Select & Design Retail Lighting in 6 Steps

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Retail lighting includes all light sources you use to make your space visible and highlight products or areas of your store. The lighting you choose for your retail store is a major part of your merchandising strategy. Effective lighting guides customers to key areas of

Showing a customer satisfaction survey.

September 11, 2023

Customer Satisfaction Survey Templates & Top Questions to Ask

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Businesses that regularly collect customer feedback outperform businesses that don’t. Using CSAT surveys is easy and can give you immediate, actionable feedback.

Employees working.

August 24, 2023

Employment Reference Check: Guide for Small Businesses

An employment reference check refers to calls you make to at least two references (they may be personal or professional) where you ask about the candidate’s qualities, qualifications, and work habits. While most references that an applicant provides are biased in their favor, asking the

gross rent multiplier

June 20, 2023

Guide to Gross Rent Multiplier for Investors + GRM Calculator

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A gross rent multiplier (GRM) is a financial metric that evaluates and compares various investment properties to determine a property's potential profitability. It is used by investors, both beginner and experienced, to decide whether a property is worth investing in. The GRM formula is one

countries directions signpos with mobile phone and world map

April 3, 2023

How Much Are International Calls? What Small Businesses Need to Know

Free International Calculator

International calling costs vary based on the country you’re calling and the service provider you use. Voice-over-internet-protocol (VoIP) providers offer the cheapest per-minute international call rates, ranging from 1 cent to $1 per minute. They also have different international call plans for specific needs. In