The credit card is a solid pick for owners shopping for their first travel rewards card. It charges no annual fee and offers above-average rewards on travel expenses. Plus, the ongoing APR starts at 13.74%, which is the lowest APR among travel cards. The best business credit cards for travel pay up to five points…
All Credit Cards Articles - Page 6
How Employee Credit Cards Work & Best Practices to Follow
An employee credit card permits your employee to purchase goods and services on behalf of the company while giving you the ability to monitor and control spending. Many issuers offer free employee credit cards, allowing you to earn rewards on their spending without paying an additional fee per card. Using employee credit cards will save…
When Is Using Credit Cards to Fund Your Business Right?
Using credit cards to fund your business is typically the right thing to do if you need financing of less than $50,000, or you can’t qualify for a bank loan. Credit cards have the added benefit of earning you rewards on business-related purchases and typically carry an annual percentage rate (APR) of 13.74% to 25%….
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Charge Card vs Credit Card: The Differences That Matter
The primary difference between a charge card vs credit card is that charge cards require you to pay your balance in full while credit cards let you carry a balance. Charge cards also have no preset spending limits; credit limits are standard for all credit cards. However, rewards programs are common with both credit cards…
How to Increase Your Credit Limit: 5 Tips That Really Work
If you want to learn how to increase credit limits, know that you’ll typically need a credit score above 680, a low amount of debt relative to your income, and a timely payment history. Additionally, your existing credit cards should not be maxed out. Responsible cardholders can request an increased credit limit from their credit…
Credit Card Stacking & Using It to Fund Your Startup
Credit card stacking is the practice of applying for multiple credit cards at the same time to access a larger unsecured line of credit. Once approved, you can use your stack of credit cards to finance a startup, small business, or real estate deals. This works as an alternative working capital funding source for businesses….
10 Best Business Credit Cards for New Businesses February 2020
The best business credit cards for new businesses offer some mix of introductory and ongoing rewards, low or no annual fees, and interest-free financing for a year or longer on purchases and balance transfers. Some cards charge annual fees up to $95, waived the first year, but that doesn’t mean it’s necessarily a better card….
What Is a Fleet Card & Is It Right for Your Business?
Fleet cards, or fleet fuel cards, are used to maintain company vehicles and help businesses manage fleet-related expenses. Fleet cards are best for businesses with two or more vehicles and use between 1,000 and 5,000 gallons per month. You may also want to consider fleet cards to earn discounts on eligible vehicle-related purchases. What Is…
Your One-stop Shop for Business Charge Cards
Business charge cards allow you to make purchases without using cash on hand. Instead of having a predetermined credit limit like credit cards, business charge cards have no preset spending limit. However, you’re required to repay your balance in full every month to avoid late payment fees. American Express is the only major credit card…
Using a Personal Credit Card for Business
You may use a personal credit card for business expenses because you can’t qualify for a business credit card or because the rewards on personal credit cards better match your company’s spending. No matter your reason for choosing a personal credit card for business, you should avoid pitfalls like mixing your personal and business expenses….
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Cash Back vs Points: Pros, Cons & Which Is Best
Before deciding on cash back vs points rewards, you should consider redemption value and your frequency of travel. Cash back is best for people who want easily redeemable rewards with low annual fees. Points are better for regular travelers who want higher redemption value and benefits like lounge access and priority airport screening reimbursement. When…
The Only Global Entry Guide You Need to Read
Global Entry is a U.S. Customs and Border Protection (CBP) program that gives low-risk international travelers access to expedited US customs screening when returning to the US and TSA PreCheck benefits—faster airport security lines. You’ll pay a nonrefundable $100 application fee, which is due every five years as a renewal fee. Global Entry can help…