North Carolina has a strong economy, including a robust export economy, that consists primarily of small businesses with fewer than 19 employees. Business insurance in North Carolina plays a very important role in keeping its economy afloat by helping offset the financial loss a business faces when it has a claim. In North Carolina, workers’…
Insurance
biBERK Insurance Review: Costs, Alternatives & More
biBERK is a dedicated small business insurance company that is part of the Berkshire Hathaway Insurance Group (BHIG). It was founded in 2015 with the goal of providing the most important types of insurance for small businesses in a quick, and easy way: by producing quotes online that can then be purchased online. While it…
Ohio Small Business Insurance: Types, Cost & Requirements
The Buckeye State has a strong manufacturing and export sector that is comprised mostly of small business owners. Ohio small business insurance plays an important part in the state’s economy. Business owners are required to purchase workers’ compensation and commercial auto insurance, and the other important coverages to consider are general liability, professional liability, and…
What Is a Business Insurance Deductible?
A business insurance deductible is the amount of money that a policyholder and insurance carrier agree upon will be paid by the policyholder in the event of a claimable loss. This amount is paid first by the policyholder before anything is paid out under the policy. How a Business Insurance Deductible Works How a business…
Security Guard Insurance: Cost, Coverage & Providers
Through a combination of first and third-party policies, security guard insurance helps protect against financial losses for your business. When you combine the different policies needed, like general liability and commercial property, they form what is called security guard insurance, and the estimated total minimum premium for all core policies can start at $7,300 annually….
Small Business Insurance Illinois, Costs & Requirements
In Illinois, small business owners play a key role in providing employment and contributing to the economy of the state. Illinois small business insurance requirements are workers’ compensation and commercial auto, with some exceptions for when other coverage may be required. However, owners need to take into account the type of business and the risks…
Electrician Insurance: Cost & Coverage for 2024
Electrician insurance is a policy, or combination of policies, that protects your business from financial loss from claims of third-party property damage, workplace injuries, damaged business property, or business income loss. General liability insurance is the most common policy for an electrician but many may need more coverage, such as inland marine for their tools…
6 Best Electrician Insurance Companies in 2024
Electrical contractors will need an insurance company that is responsive and affordable when you have a question or a claim. It’s also important that the insurer offers enough liability and property coverage for your business. If you are involved in construction or bidding on jobs, then you want the company to be able to be…