Heating, ventilation, and air conditioning (HVAC) business insurance is a group of policies that business owners, HVAC technicians, and contractors are often required to buy. The core policies needed are general liability and workers’ compensation, and the combination of these can have premiums that can run from $10,000 to over $20,000 per year. In some…
Insurance
5 Best Restaurant Insurance Companies in 2024
Profit margins for restaurants can be razor thin, so when shopping for insurance, it is important to find quality, affordable coverage. Using our proprietary rubric, we evaluated over 16 different insurers and determined the five best restaurant insurance companies. : Best restaurant insurance provider : Best for comparing quotes online : Best for cheap restaurant…
6 Best Photography Insurance Companies 2024
Photographers can capture a moment forever, and the best photography insurance lets you focus on your craft without worrying about liability or what happens if your equipment gets damaged. The best insurance for photographers is affordable, can be purchased quickly, makes it easy to provide a certificate of insurance (COI) to a venue where you…
24 Workplace Injury Statistics for 2024
Having a positive experience with your small business insurance comes down to how you manage risk at the workplace. How effective are you at managing the risks your employees face? We’ve read through public and private sector reports to find the most insightful workplace injury statistics to help improve your understanding of workplace risks and…
6 Best Liquor Liability Insurance Companies 2024
Small business owners manufacturing, selling, or serving alcohol need liquor liability insurance. We researched over 20 insurers using our evaluation system, focusing on industries covered, risk management services, financial stability, policies offered, customer service, and convenience to find the best liquor liability insurance companies. : Best liquor liability insurance provider : Best for restaurants :…
Best Insurance Brokers for Small Business 2024
The main advantage of working with an insurance broker is that you can compare quotes from different companies in real time. The best business insurance brokers allow you to compare quotes from carriers but will also have other benefits like online account management, assistance with claims reporting, and expert advice when you need it. We…
Garage Liability Insurance: Cost, Coverage & Providers
General liability insurance does not provide enough coverage for businesses like auto repair shops, dealerships, tow truck drivers, and service stations—these businesses need garage liability insurance. While garage insurance is similar to general liability, it comes with provisions for third-party bodily injury and property damage from garage operations and vehicles in the business’ care, custody,…
Restaurant Insurance Cost & Coverage for Your Business 2024
Restaurant insurance is a policy, or combination of policies, that protects restaurants from financial harm. This harm can be to your property or the financial stability of your company from a lawsuit brought by a third party for different types of losses (e.g., a lawsuit related to food poisoning). The most common type of policy…