Business owners working from home need home-based business insurance for losses arising from third-party liability and property damage. General liability and commercial property are the two most common types of home-based business insurance policies. The typical cost for both policies can range from $950 to $1,900 annually. Next Insurance specializes in business insurance for home-based…
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6 Best Beauty Salon Insurance Companies 2024
Beauty salons, depending on the type of business, need a wide range of coverages, including general liability, professional liability, property, and workers’ compensation for those with employees. When researching the best beauty salon insurance companies, it is important to consider ones that have the necessary policies with endorsements and custom coverages that match your particular…
6 Cheapest General Liability Insurance Companies for 2024
The leading cheapest general liability insurance (GLI) companies are affordable without compromising on customer service or the quality of coverage for your business. Every business is different, so it is important to find an insurer that not only offers cheap general liability insurance but also makes it customizable through endorsements to fit your specific industry….
Special Event Insurance: Cost & Coverage
Special event insurance is primarily a liability insurance policy for a business, vendor, or individual hosting an event. The policy provides coverage for injuries and damaged property, with additional options like weather cancellation. Unlike other policies, special event insurance is a policy with one payment, with average premium costs starting at $100 or $500 for…
5 Best DJ Insurance Companies for 2024
Finding the right DJ insurance can be challenging because disk jockeying is a niche industry, and sometimes, it is your side hustle. The best DJ insurance companies sell a policy that will cover your equipment and has limits that are suitable for your risks while maintaining affordability. I’ve taken the time to go through and…
6 Best Small Business Insurance Companies 2024
When shopping for the best insurance for small businesses, look for companies that offer multiple types of policies with tailored coverage and outstanding customer service, like 24/7 claims availability and instant access to a certificate of insurance (COI). With a great insurance company, managing your policy and getting answers to your questions is easy—and with…
5 Best Ecommerce Insurance Companies 2024
Every ecommerce business—be it an online retailer, an individual selling homemade items on Etsy or Amazon out of their home, or a larger brick-and-mortar operation with a warehouse—needs insurance to protect its operations. While the limits may change, the type of coverage remains largely the same for ecommerce business insurance. We evaluated 21 insurers, focusing…
What Is Business Interruption Insurance? How It Works & Coverage
Business interruption coverage, sometimes referred to as loss of business income insurance, is small business insurance that provides your business with monetary compensation when—because of a covered loss—your business cannot operate. The coverage is normally part of a business owner’s policy (BOP) and is very rarely available as a standalone policy. No matter how hard…