You may use a personal credit card for business expenses because you can’t qualify for a business credit card or because the rewards on personal credit cards better match your company’s spending. No matter your reason for choosing a personal credit card for business, you should avoid pitfalls like mixing your personal and business expenses….
Cash Back vs Points: Pros, Cons & Which Is Best
Before deciding on cash back vs points rewards, you should consider redemption value and your frequency of travel. Cash back is best for people who want easily redeemable rewards with low annual fees. Points are better for regular travelers who want higher redemption value and benefits like lounge access and priority airport screening reimbursement. When…
5 Best P-Cards
A purchasing card, also called a P-Card, is a charge card but is used to procure goods and services from merchants without other payment methods, such as checks and automated clearing house (ACH) transactions. How you plan to use a P-Card, its costs, potential benefits, and qualification requirements likely determine the best P-Card for you….
PNC Cash Rewards® Visa Signature® Business Credit Card Review 2020
The earns ongoing rewards of 1.5% cash back on all purchases and has an introductory cash bonus of $200 when you meet spending requirements. Cardholders can also have their monthly maintenance fees waived when they set up credit card payments from their PNC checking. The PNC Cash Rewards® Visa Signature® Business Credit Card offers additional…
PNC Travel Rewards Visa® Business Credit Card Review 2019
The is best for business owners looking for travel rewards without the hassle of tracking spending categories. Business owners who already bank with PNC can get their checking fees waived after meeting certain requirements. Cardholders also get double the miles on the first $2,500 spent on purchases. Compared to other credit cards, the PNC Travel…
How Do Business Credit Cards Work?
Business credit cards are short-term funding options for owners looking to finance ongoing business expenses. These cards have costs, including annual percentage rates (APRs) and annual fees. They allow business owners to keep personal expenses separate as well as manage employee expenses. Owners will need at least a personal credit score of 640 to qualify….
How to Choose a Business Credit Card & Requirements to Get One
Understanding how to choose a business credit card is a seven-step process. The process includes knowing how a business credit card works, reviewing where your business spends the most, and examining potential fees and rewards. Your business’s spending goals and the rewards or perks you want to receive likely determine the best card for you….
Priority Pass Select: What It Is & How It Works
Priority Pass gives members access to more than 1,300 airport lounges across 130 countries. Priority Pass lounges offer complimentary food and drinks, free Wi-Fi, and conference rooms. Memberships typically cost between $99 to $429 per year. However, frequent travelers can receive memberships for free, called Priority Pass Select, through some travel credit cards. If you…
4 Steps to Complete TSA PreCheck Renewal
TSA PreCheck memberships are valid for five years. You can renew TSA PreCheck up to six months before your Known Traveler Number (KTN) expires, which costs $85. Typically, TSA PreCheck renewal is simple, and you can complete it online in about 15 minutes. However, some members may need to provide updated information or new fingerprints….
Global Entry vs TSA PreCheck: Which Is Better for Travel?
Both Global Entry and TSA PreCheck are government programs that offer faster security clearance to low-risk, domestic and international travelers. TSA PreCheck offers expedited Transportation Security Administration (TSA) lines at more than 200 United States airports while Global Entry is tailored for international travelers who want expedited US customs screening plus TSA PreCheck benefits. When…
TSA PreCheck: What It Is, How to Apply, and Benefits
TSA PreCheck is a government program that gives low-risk travelers access to expedited Transportation Security Administration (TSA) security lines at more than 200 airports in the United States. You’ll pay a nonrefundable $85 TSA Precheck application fee ($100 for foreign residents), which is due every five years for renewal of your membership. TSA PreCheck can…
How to Request a Citi Credit Limit Increase
Citibank allows cardholders to request credit limit increases online, on the mobile app, and over the phone with customer support. Issuers often consider your debt-to-income ratio (DTI), which should be below 40% for approval. Typically, you need a personal credit score of 680 or above and credit utilization below 30% to qualify. Whether you need…