**Note this card is no longer offered as of 11/7/2019 The Bank of America® Platinum Visa® Business credit card is best for business owners who want to receive an ongoing APR as low as 10.99%. With this competitive purchase APR, you’ll be able to save big on potential interest charges. You’ll also have interest-free financing…
All Credit Cards Articles - Page 11
Chase Business Credit Cards Reviews
Chase offers six different business credit cards in a range of categories, including no-interest, travel rewards, and cash back rewards. Although their ongoing annual percentage rates (APRs) are about average, this provider offers cards that consistently rank high among business cards that offer introductory and ongoing rewards. Chase business credit cards are best for owners…
Revolving Credit: What It Is and How It Works
Revolving credit lets you borrow money as needed up to an available credit limit or line and only pay interest on the money you use. It lets you access funds to finance purchases or for emergencies. Common types of revolving credit include credit cards, lines of credit (LOC), and home equity lines of credit (HELOC)….
How Fixed-rate Credit Cards Work & Where to Find One
Fixed-rate credit cards charge an annual percentage rate (APR) that remains unchanged throughout the life of the account. They differ from variable-rate cards, which have APRs that change over time. Fixed-rate cards are best for anyone who carries a balance and wants to avoid future rate hikes. These cards are offered primarily through credit unions….
Business Credit Card vs Personal Credit Card
When comparing a business credit card vs personal credit card, both options offer access to short-term financing and the opportunity to earn rewards. But business credit cards allow you to build your business credit, while personal cards are tailored for consumers and business owners who can’t or don’t want to qualify for a business card….
American Express Business Platinum vs Personal: Comparison Guide
When comparing the American Express Business Platinum Card® vs personal, both cards pay 5x points when you purchase airfare and prepaid hotel rooms from American Express Travel and charge high annual fees. However, the personal American Express Platinum Card® is best if you don’t own a business or can’t qualify for a business credit card….
Amex Business Gold vs Platinum Card: Rewards & Fees Compared
Both the American Express® Business Gold Card and American Express Business Platinum Card® pay points-based rewards that you can redeem for travel. But the American Express Business Platinum Card® offers luxury travel perks like airport lounge access, while the American Express® Business Gold Card is tailored for business owners who want to maximize their rewards….
Chase Ink Business Preferred® vs Chase Ink Business CashSM
The primary differences between Chase Ink Business Preferred® vs Chase Ink Business CashSM are the fees and rewards structure. Chase Ink Business Preferred® offers travel rewards and charges $95 annually. Chase Ink Business CashSM pays up to 5% cash back, charges no annual fee, and has the lower ongoing APR starting at 14.74%. When to Use Chase…
Discover it® Business Card Review 2019
The is best for businesses that have many first-year expenses. It has no annual fee and pays 1.5% cash back. Discover matches the cash back earned at the end of your first year. It charges no interest on purchases for 12 months. The ongoing annual percentage rate (APR) starts at 15.24%. The best fixed-rate cash…
How to Request a U.S. Bank Credit Limit Increase
You can request a U.S. Bank credit limit increase online or by calling customer support. Alternatively, you can apply for a new credit card to increase your total available credit. Either way, you’ll typically need a personal credit score of at least 680, a credit utilization ratio below 30%, and a good payment history. Often,…
How to Increase Your Credit Limit With TD Bank
You can request a credit limit increase with TD Bank online, through its app, or by calling customer support. Alternatively, you can apply for a new credit card to increase your total available credit. It’s crucial to have a personal credit score above 680, a low credit utilization ratio, and a timely payment history. Sometimes,…
Capital One® Spark® Cash for Business Review
Capital One Spark Cash Credit Card allows small business owners to earn cash back for every purchase. First annual fee is waived, $95 thereafter.