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A calculator, pen and business reports.

July 25, 2024

Fixed Charge Coverage Ratio: What It Is & How to Calculate

Free Calculator

Fixed charge coverage ratio (FCCR) measures a company’s ability to cover its fixed expenses from its earnings. Lenders may evaluate this as one of several factors in determining whether you qualify for a loan, as well as what interest rate and loan terms you qualify
people checking documents on laptop

July 24, 2024

Borrowing Base: What It Is & How to Calculate [+ Calculator]

Free Calculator

Borrowing base is a figure that refers to the largest loan amount you can get from a lender. It applies to secured loans and is calculated by taking the lender’s advance rate (sometimes also referred to as its loan-to-value limit) and multiplying it by the
hand typing in laptop

July 23, 2024

7 Referral Email Templates for More Word-of-Mouth Referrals

Free Templates

A good referral can turn a one-off conversation into a lengthy and productive relationship. In fact, referred customers spend 15% to 25% more on their first order than other customers, and they’re three times more likely to refer their friends and family. Here, we help you
Employees writing.

July 23, 2024

Employee Write-up Form Template + How to Deliver a Write-up

Free Employee Write-up Form Templates

An employee write up form is a document that records an employee’s violation of a company policy, behavior issues, or failure to meet stated goals once these reach a point that requires disciplinary action. A write up template should be used company-wide and completed by
hand draws a business plan concept

July 18, 2024

How to Write an SBA Business Plan [+Free Template]

Free Template

If you are applying for a loan through the Small Business Administration (SBA), a business plan will likely be a required component of your loan application. Your SBA business plan should provide an overview of your company’s goals and how it plans to achieve them. There
A construction tool, sticky notes and laptop on top of a blueprint.

July 18, 2024

What Is ARV: After Repair Value Formula & How to Calculate

Free Calculator

A property’s after repair value (ARV) is a home’s estimated value after repairs, upgrades, and renovations have been completed. It is typically used by fix-and-flip and fix-and-hold investors to determine if a particular project will be profitable. A lender may also evaluate ARV as part
Keeping up with the latest sales enablement statistics

July 16, 2024

22 Sales Enablement Statistics You Need to Know

Free Sales Statistics

Most sales teams overlook the importance of sales enablement in improving sales training and development, as well as rep performance. See how to inform yours with these sales enablement statistics.
Hand holding a Hilton Honors American Express Business Card.

July 16, 2024

Hilton Honors American Express Business Card Review in 2024

Free Calculator

Editorial and Partnership Disclosure Hilton Honors American Express Business Card is designed for business travelers who stay primarily at Hilton hotels and resorts. It charges $0 foreign transaction fees and a low annual fee. It offers exclusive perks like complimentary Hilton Honors™ Gold status, conditional
Business people working together discussing vector image.

July 15, 2024

Quick Ratio: What It Is & How to Calculate It [+ Calculator]

The quick ratio, also known as the acid-test ratio, calculates a company’s ability to cover its current liabilities by means of its current assets. It is a liquidity ratio used by a company’s stakeholders, investors, and lenders and takes a company’s quick assets—which are current
Employees are having a meeting and group discussion.

July 11, 2024

How to Start a Bookkeeping Business [+ Free Checklist]

Free Checklist

Bookkeeping is a great home-based business that’s easy to start with very little cash. Whether you are looking to make extra money or want to grow a business to support you and your family, our guide on how to start a bookkeeping business will help
Man wearing a hard hat doing inventory.

July 10, 2024

10 Free Inventory Templates + Instructions

Free Inventory Templates

Conducting a physical inventory count is a tedious but essential business process. Since product tracking needs differ, inventory templates are rarely one-size-fits-all. While some products just need a basic quantity count, others will require variations in size, color, or both for accuracy. We tried dozens of
People working on a business reports.

July 9, 2024

Net Working Capital: What It Is & How to Calculate It

Free Calculator

Net working capital (NWC) is used to determine the financial health of a business by calculating the difference between a company’s current assets and current liabilities. You can use NWC to evaluate a company’s financial trends, growth projections, and solvency. You can use our calculator
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