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Stax (formerly Fattmerchant) is a subscription-based merchant services provider with wholesale interchange-plus pricing rates, advanced invoicing and billing software, and unique add-on tools like SMS text-to-pay and white-label-customer portals. In our review of merchant service providers, Stax earned an overall score of 3.89 out of 5.

Most nonprofits may have tax-exempt status, but they’re still liable for some of the same payroll taxes as for-profit businesses. Our guide tackles the different payroll taxes for these organizations.

Church insurance is several policies that, when combined, help protect churches from financial loss as the result of a first- or third-party claim. Common insurance for churches is general liability, commercial property, and workers’ compensation. General liability for a church can range from $700 to

Every small business that processes credit card payments is required to be Payment Card Industry (PCI)-compliant. PCI compliance involves meeting the 12 requirements outlined by the Payment Card Industry Data Security Standard (PCI DSS), which is designed to ensure payment security and protect both merchants

Payment Depot is a merchant services provider that enables U.S. merchants to process credit card payments at wholesale rates. Standout features include rate protection, free access to its virtual terminal and payment gateway services, and free equipment reprogramming. In our review of merchant service providers, Payment

A gross rent multiplier (GRM) is a financial metric that evaluates and compares various investment properties to determine a property's potential profitability. It is used by investors, both beginner and experienced, to decide whether a property is worth investing in. The GRM formula is one

Creating a business budget is an important step in planning. A small business budget starts with creating the budgeting process, the operating budgets, such as sales, inventory and purchases, cost of goods sold (COGS), and sales and administrative, and ends with the financial budgets, such

Having a meeting agenda provides structure and clarity to meetings, ensuring that time is used effectively and goals are achieved. It helps set clear objectives, outlines discussion topics, allocates time for each item, and identifies responsible parties, ensuring everyone is prepared and on the same

Explore what documents to keep in an employee personnel file—and which to keep out. Watch our instructional video and download checklists to stay compliant.

Employee theft is stealing an employer's property or assets for personal use. It includes the more traditional ideas of theft, such as stealing merchandise or money, as well as stealing confidential data and “time” (i.e., not working as many hours as recorded or performing personal

Creating and sticking to a retail budget is imperative to the success of your business—it will help you predict sales, optimize purchasing, understand costs, and prevent overspending. Here, we will go over how to budget a retail business in six steps, which includes gathering and

Point-of-sale (POS) security protects the computer systems that process debit and credit card transactions. Because point-of-sale systems can contain sensitive data like account numbers, emails, and addresses, hackers target these systems, and a data breach can be costly both financially and reputationally. POS system security