A merchant cash advance (MCA) is an expensive form of short-term financing we typically recommend only as a last resort. Due to how it is structured, you will be unable to save on interest charges or fees by paying it off early. However, refinancing can help your company’s cash flow by lowering the amount and…
How To
How to Write a Crisis Press Release (+ Template & Examples)
A crisis press release is a public relations (PR) tool used to respond to a potentially negative situation. This could be something internal, like a data breach or employee misstep, or in response to external crises like natural disasters, economic issues, industry-related topics, and so on. We outline how to write a crisis press release…
SBA Form 1368: What It Is & How to Fill It Out
Small Business Administration (SBA) Form 1368 must be filled out when you apply for an SBA disaster loan. Examples of disaster loans include the Economic Injury Disaster Loan (EIDL) and the Military Reservist Economic Injury Disaster Loan (MREIDL). SBA Form 1368 allows small business owners to provide details about the economic impact of a disaster…
How to Come Up With a Business Idea in 5 Steps
Coming up with a business idea is the first step to starting a business. Start by identifying problems you or others are having and brainstorm possible solutions. It’s wise to start with a problem because business is essentially solving customer’s problems in exchange for money. When you have an idea, validate it through feedback. Finally,…
11 Tips on How to Use Pinterest for Real Estate
According to the National Association of Realtors (NAR), Pinterest is used only by 8% of realtors[1]. However, it can be a valuable tool for building an agent’s brand, promoting evergreen content, and generating traffic to a website and social media pages. Plus, with such a small percentage of agents staying active on the platform, the…
How to Do Payroll in South Dakota: An Employer’s Guide
South Dakota is one of the easiest states in which to run payroll as calculating South Dakota payroll taxes is a straightforward process. The state doesn’t collect income tax or require a state income deduction form—one less thing for you and your employees to worry about. There are no local taxes in South Dakota, either….
How to Do Payroll in Oklahoma: An Employer’s Guide
Doing payroll in Oklahoma involves more than paying employees. In addition to filing federal taxes, you must file state income and unemployment insurance taxes. There are exemptions for some workers, like military spouses, and the state has its own W-4 form (the document you’ll have new employees submit upon hire) with different withholdings than those…
How to Evict a Tenant in 7 Steps (+ Free Quit Notices)
Learning how to evict a tenant requires extensive research and understanding of the eviction process and laws. Landlords must follow the proper steps on how to evict someone from their property and have legal grounds to conduct eviction, such as tenants failing to pay rent or causing property damage. If landlords do not act quickly…