Builder’s risk insurance is a specialized commercial property insurance available as a stand-alone policy or as an endorsement. It covers damage to a building project or a renovation during construction and ends when the project is completed. Policies usually cover named perils like fire, theft, and weather events. Builder’s risk insurance costs will usually run…
Insurance
5 Best Builders Risk Insurance Companies in 2024
When shopping for builder’s risk insurance, it is important to consider what type of work your company does. The best builder’s risk insurance companies cover residential, commercial, and renovation projects; provide a certificate of insurance (COI); and offer risk control services. Using our proprietary rubric focusing on financial stability, customer satisfaction, convenience, and policies offered,…
6 Best General Liability Insurance Companies 2024
The best general liability insurance companies offer a general liability policy with robust limits and a number of endorsements that tailor the policy to a business’s specific industry. They also provide great customer service, convenience, quotes, and additional services, like an instant certificate of insurance (COI). Using our proprietary rubric, we evaluated 20 insurers to…
Best Workers’ Comp Insurance for Small Business 2024
Every state except South Dakota and Texas requires employers to offer workers compensation (and there are exceptions even for those two states). When considering workers’ comp coverage, small business owners should look for insurance companies that offer preventive services to reduce risk, a smooth premium audit process, and a strategy to help injured employees return…
Hiscox Business Insurance Review 2024: Costs & Alternatives
Hiscox is a small business insurance company with coverage for hundreds of professions. The company’s roots go back to 1901, but in the last 10 years, it has focused on offering insurance directly to policyholders via its online quote and bind system. Its primary offerings are general liability, professional liability, cyber security, and commercial property…
6 Best Food Truck Insurance Companies in 2024
Your food truck is your pride and joy and just happens to also be your restaurant on wheels, so it needs special insurance to keep your business moving. Since this means combining a business owner’s policy (BOP) with a commercial auto policy, it’s hard to find quality food truck insurance. We’ve researched more than 20…
6 Best Landscaping Insurance Companies for 2024
Business owners who need insurance for a landscaping business typically look for an insurer with high limits, responsive claim services, and fast turnarounds on certificates of insurance (COIs). It is also important to find landscapers insurance companies willing to cover all the work involved in professional lawn care, including chemical treatments. Using our proprietary rubric,…
Best Insurance for Contractors 2024
For those who contract within the construction industry, the best contractor insurance companies sell customized policies that reflect the specific risks of the industry, offer risk management, maintain a 24/7 emergency line, and—most importantly—provide the ability to change, update, and create a certificate of insurance (COI) as quickly as possible. Using our proprietary rubric, we…