Mobile point of sale (mPOS) apps allow businesses to take payments and complete sales on the floor, tableside, curbside, and on the go. The best mobile POS apps include card-present and keyed-in payment processing as well as offline functionality. The best apps also operate as part of a complete POS system with tools like inventory tracking, CRM, loyalty, and ecommerce integrations—all at an affordable price.
We looked at over 15 of the top mobile point of sale apps on the market and selected our top seven based on pricing, POS features, mobile tools, ease of use, and our expert evaluation.
The best mobile POS solutions for small businesses are:
- Square: Best overall and free mobile POS system
- Clover: Best for choosing your own merchant account
- Shopify: Best for ecommerce and omnichannel sales
- Loyverse: Best free customer loyalty program
- Lightspeed Restaurant: Best for full-service restaurants
- Lightspeed Retail: Best for inventory management
- PayPal Zettle: Best for international sales
Grow your business with Square's full suite of products |
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Best POS Apps Compared
All of the POS apps on this list allow for multiple payment types (swipe, EMV chip, contactless, online, etc), include barcode scanning functions, and work on both iOS and Android devices.
Our Score (Out of 5) | Monthly Software Fees | Payment Processing Fees From | Offline Mode Available? | |
---|---|---|---|---|
4.56 | $0-$89 | 2.6% + 10 cents | Yes | |
4.16 | $13 - $325 | 2.3% + 10 cents | Yes | |
4.09 | $5-$89 | 2.6% + 10 cents | Limited | |
4.02 | $0 (add-ons up to $25) | Varies by processor | Yes | |
4.02 | $189 - $399 | 2.6% + 10 cents | Yes | |
3.75 | $0 | 2.29% + 9 cents | No | |
3.59 | $89-$339 | 2.6% + 10 cents | Limited | |
Square: Best Overall & Free Mobile POS System
Pros
- Free base plans with affordable in-house tools and advanced plans to support you as you grow
- Specific POS systems and apps for restaurant, retail, and service-based businesses
- Click-and-collect tools available
Cons
- Limited or inconsistent support hours (M-F 6 a.m. to 6 p.m., Pacific time)
- Locked into Square Payments
Overview
Who should use it:
Retailers, restaurants, service businesses, and anyone who wants a free or low-cost POS system with corresponding mobile functionality
Why we like it:
Square POS is not only our choice for the best POS app, but it’s also our pick for the best overall POS software and free POS solutions. It is compatible with many business types and offers high-quality features at a low price.
Every Square plan comes fully kitted with all the basic tools, including a basic in-house ecommerce site and flat-rate payment processing. Square has advanced point-of-sale plans, add-on tools to support your growth, and affordable hardware options for both mobile operations and your store’s checkout area (also known as a cash wrap). Square has also released a new age-verification feature that prompts cashiers to scan a customer’s ID when selling restricted items like tobacco or liquor.
However, Square took hits for its limited customer service hours (some users report a better experience only if you use the paid plans) and lack of a free loyalty program (a paid add-on, unlike with Loyverse). You’ll fare better with Lightspeed or Shopify if you need advanced inventory management functions. Finally, you can’t integrate Square with a high-risk payment processor.
Software:
- Free basic POS system
- POS Plus Plans: $29-$89 per month (Custom pricing available)
- 30-day free trial for paid plans
Hardware:
- Free magstripe reader with every account ($10 for additional readers)
- Chip and tap readers: From $59
- Terminals: From $299 (financing available)
- Tap to Pay on iPhone: Free via the Square app
Add-ons:
- Team Plus: $35 per month, per location
- Payroll: From $35 per month plus $6 per employee
- Email marketing: From $15 per month
- SMS marketing: From $20 per month
- Loyalty program: From $45 per month
- Versatility: Square has free specialty POS systems for retail shops, restaurants, and appointment-based businesses. It also has a free online store in all plans. Square has native add-ons for loyalty, employee scheduling, and even payroll—all of which integrate into the POS. Further, Square has branched into banking with checking and savings accounts and loans.
- Integrations: Square integrates with accounting software like QuickBooks, booking software like Acuity, or time trackers like Homebase. You can choose among ecommerce, delivery services, invoicing, analytics, events, and loyalty apps that integrate seamlessly.
- Offline mode: Square works offline; it can record and store transactions to sync with the cloud once your internet connection is restored.
- Square Online: Square Online allows you to accept and process multichannel orders right from your POS dashboard. You’ll get a website builder with SEO tools, local delivery and pickup, and social media selling—all for free. Paid plans (up to $79 per month) get you website themes, greater customization options, QR code ordering, and more.
Clover: Best for Choosing Your Own Merchant Account
Pros
- Choice of payment processor
- Offline payment processing
- Lots of add-ons and integration options
Cons
- Contracts and fees vary depending on processor
- No vendor management tools
Overview
Who should use it:
High-volume and high-risk businesses that already have a merchant account and want to use that account to process transactions through their POS
Why we like it:
Clover offers mobile POS features such as barcode scanning, staff management and time tracking. It has offline payment processing, which not every POS system can give you. The software also has strong customer and loyalty tools and integrations. It offers fairly affordable monthly plans for multiple industries, and you get hardware included in each subscription.
Note that Clover terminals can’t be reprogrammed for different payment processors once you have opted in, so you’ll have to stick with the processor you purchased it from.
While you can use nearly any merchant account, unless otherwise specified, Clover will default and automatically enroll its new members into Fiserv upon sign-up if you purchase directly through the Clover website.
Clover did get a lot of complaints about third-party resellers trapping retailers with hidden fees. Also, Clover’s pricing structure is complicated; businesses operating in different industries will pay different monthly prices.
Software:
- Retail POS: $13-$190/month
- Restaurant POS: $105-$325/month
- Service POS: $14.95-$135/month
Clover has a payments-only plan that is $0 per month, but it is only for payment processing—not a full POS system.
Hardware:
- CloverGo Card Reader: $49
- Terminal and other hardware: $599-$1,799
- Tap to Pay on iPhone: Free with the Clover Go app
- POS: Clover has a hearty POS system that accepts all types of payments, lets you set up discounts, and processes refunds. You can set up a virtual terminal and take online orders from your website or delivery services. You can also continue to take payments even if you lose your internet connection.
- Customer engagement: Clover includes both loyalty programs and customer engagement features. You can create real-time promotions via email, text, or social media; start a rewards program; and create profiles that automatically update credit card sales and contact info.
- Hardware: Clover has proprietary hardware that you can purchase from Clover directly or from authorized resellers. Portable devices and countertop registers are paid via monthly financing, billed with your software subscription. Or, you can get a Clover Go card reader for only $49, which you can pair with your smartphone.
- Customization options: Clover prides itself on being a highly customizable POS option. Not only can you use the merchant account of your choosing to process transactions, but Clover also has a massive suite of app integrations for any tools or features you need to run your business at no cost.
- Robust reporting: Clover lets you generate and view reports for sales performance across locations, overall and hourly revenue, refunds, tips, and credit card transactions. You can sync these reports with software like QuickBooks for more efficient accounting and you can view reports from your computer or mobile device.
Shopify: Best for Omnichannel Sellers
Pros
- Robust and comprehensive ecommerce features
- Reliable platform
- Full inventory tools
Cons
- No offline payment processing
- Reports of downtime and disconnecting card readers
Overview
Who should use it:
Businesses that do heavy online sales and need an excellent ecommerce solution and POS application
Why we like it:
Shopify is our top-recommended multichannel POS system for retailers. It has strong tools for social media selling, click-and-collect orders, inventory management, and customer management.
However, if you already have an ecommerce solution and are not willing to give it up, look into PayPal Zettle or Square, which have free POS apps that integrate with popular online stores.
Shopify took a hit because it does not offer a built-in time clock or restaurant features, and cannot process card transactions while offline. Nonetheless, it earned a high score for general POS features and maxed out our expert score for value for the dollar.
Software:
- POS system:
- POS Lite: $5 (free with Shopify ecommerce plan)
- POS Pro: $89 per month, per location
- Ecommerce plan:
- Monthly pricing: $39-$399/month
- Annual pricing: $29-$299/month (Billed once per year)
- Plus plan (available on a 1-year or 3-year term): $2,300+/month
- 3-day free trial
Hardware:
- Card reader: $49
- Tap to Pay on iPhone: First 100 transactions per month free with Shopify plan; $0.25 per transaction thereafter
- Shopify Terminal: $349 (Financing available)
- Online sales, mail order/telephone order (MOTO), and dropshipping: Shopify gives you shipping discounts of up to 88%—a great asset for mail order companies. Plus, if you’d like to add dropshipping to your offerings, you can connect Shopify to one of hundreds of dropshipping companies.
- POS features: Shopify handles sales with taxes and discounts, collects customer information, and sends receipts. You can use your phone’s camera to scan barcodes. It ties seamlessly to Shopify’s online store, so you get all the advantages of Shopify as well.
- App library: Shopify has a huge selection of app integrations that you can add to your POS and/or ecommerce site so that you have all the tools and features you might need at no extra cost from Shopify.
- Shipping: Not only does Shopify have great order management for all your online orders, but it also partners with all the major carriers to offer discounted, fast shipping. Not only that, shipping rates and label printing are integrated right into your POS.
- Multi-sales-channel support: Shopify supports in-store transactions, ecommerce, Google sales, and social media selling via Facebook, TikTok, Instagram, Pinterest, and Snapchat—all from a single POS platform.
Loyverse: Best for Free Customer Loyalty Program
Pros
- Choice of merchant processors
- Free loyalty program with every account
- Offline mode for both transactions and inventory/sales syncing
Cons
- Monthly integration fee if using third-party service
- Limited payment integrations; only integrates with Zettle by PayPal and SumUp for North American users
- Limited inventory management and reporting tools in free plan
Overview
Who should use it:
Any retail shop or restaurant wanting free POS features, a simple yet solid loyalty program, and flexibility with hardware and payment processors
Why we like it:
Loyverse is an extremely popular free POS software and mobile app that works with a variety of payment processors worldwide (though only SumUp and Zettle by PayPal in North America). The app includes loyalty, inventory, and even employee management features—though some of these require additional fees. Notably, Loyverse can also work offline for both transactions and sales/inventory syncing—not even Square can do that. Loyverse also scored well for its 24/7 customer service and ease of use.
Loyverse charges extra for integrations and does not include a native ecommerce platform. It also lost points for its limited payment integration options, lack of custom reports, and lower-than-average user ratings for its app on third-party software review sites. While Loyverse does have add-ons, there are not many, and there are no advanced POS plans. As your business grows, Loyverse might not be able to support it, and you will need to switch providers rather than upgrade your plan.
Software:
- POS account and dashboard: Free
- POS customer display (CDS): Free
- POS kitchen display (KDS): Free
Hardware:
- No in-house Loyverse hardware
- Operate the free Loyverse POS app from your Android or iOS device + a compatible card reader (starting at $50)
Add-ons:
- Employee Management: $5 per month, per employee
- Advanced Inventory: $25 per month
- Integrations: From $9 per month
- 14-day free trial for add-ons
- Annual pricing available with two months free
- Loyalty: This is where Loyverse gets its name (an abbreviation of Loyalty Universe) and where it stands out. Its customer relationship and loyalty program has a database for keeping information like contact information, purchase history, customer notes, and points tracking. The built-in program also offers scannable loyalty cards where customers can keep their rewards.
- POS: Loyverse lets you use your phone’s camera as a barcode scanner. Plus, it has extra features like open tickets and weight barcodes. You can also set up options for takeout or delivery. Finally, you can process sales and work with staff management features even offline (though you can’t update the customer database or process refunds).
- Inventory management: Loyverse boasts a strong inventory management system with item variants and modifiers, bulk upload, low-stock alerts, and inventory tracking. However, if you want purchase orders, the ability to transfer items between stores, inventory counting, and ingredient tracking, you need the advanced inventory program, which carries an additional monthly fee.
- Employee features: Loyverse has a free time clock for employees to clock in and out. If you purchase the employee management system, you also get time cards, access restriction capabilities, and employee analytics.
- Payment processing: Like with Clover, you can choose your payment provider, although choices for Loyverse are more limited. It works with SumUp, Zettle, Tyro, Smartpay, Yoco, STORES Payment, PAYGATE, SB payments, KICC, and NICE. Many of these are only available for iOS, and some are limited to specific countries. However, note that if you integrate a third-party service, you will have to pay an additional monthly integration fee.
- Analytics: Loyverse’s reporting tools (some of which you’ll need to pay extra to unlock) include tracking of sales patterns by day, week, and month; tax obligation reports to make your accounting easier; receipts history that monitors sales, discounts, and refunds; and popular items analytics that show you your best-selling products.
Lightspeed Restaurant: Best for Full-service Restaurants
Pros
- Built-in CRM, loyalty, and inventory tools
- Strong kitchen display system (KDS)
- Bar pre-authorization feature available
Cons
- Plans are expensive
- No driver management in delivery tools
Overview
Who should use it:
Full-service restaurants that want to run operations via iPads or cellular devices
Why we like it:
The POS system comes equipped with user-friendly order management, robust and dynamic KDS, table mapping and adjustments, integrated take-out and delivery management, tableside payment processing, tons of payment options, ingredient-level inventory management, and much more.
While it has a lot to offer, Lightspeed Restaurant does have some drawbacks. First, while it has delivery tools, there are no driver management or tracking tools. Additionally, compared to the other options on our list, especially Square and Loyverse, Lightspeed Restaurant’s POS is quite expensive, coming in at nearly $200 per month on the lowest-tier plan.
Software:
- Restaurant POS: $189 – $399 per month
- Custom pricing available for enterprise-level businesses
Hardware:
- Works on iPads
- Quote-based
- Compatible third-party hardware available
- Tap to Pay on iPhone/iPad via Lightspeed Mobile Tap: From $69
- Delivery: With integrated delivery and online ordering tools, you can expand your restaurant’s offerings and start selling on Uber Eats. All online orders integrate seamlessly with your kitchen as they come in alongside your other orders.
- Inventory management: Lightspeed has inventory tools that let you easily complete inventory counts with barcode scanners, reporting on stock, including freshness reports and ingredient-level tracking that updates as items are ordered from your menu.
- Mobile capabilities: Lightspeed Restaurant is our most recommended iPad Restaurant POS system. It has a user-friendly interface, mobile payment processing, tableside order placing, and restaurant management tools, all from its mobile point-of-sale app.
- Payment processing: Every Lightspeed account holder is automatically enrolled in Lightspeed Payments for processing transactions through your POS. Lightspeed Payments offers competitive processing rates and is conveniently pre-integrated into your account.
- Customizable menus and floor plans: The software allows you to create bespoke menus in minutes, including specific items, modifiers, and combo offerings. You can add photos and descriptions to increase visual appeal for customers. You can also add customizable floor plans.
Lightspeed Restaurant ranks among our evaluations of:
- Best cafe POS systems
- Best iPad POS systems for restaurants
- Best bar POS systems
- Best restaurant POS systems
- Best quick-service restaurant POS systems
PayPal Zettle: Best for International Sales
Pros
- Free POS, affordable card reader; low rates
- International payment processing
- Ecommerce and accounting integrations
Cons
- No custom reports
- No offline mode
- Must use PayPal payment processing
Overview
Who should use it:
Sellers who need international payment processing and want competitive rates and sales mobility
Why we like it:
With tools like inventory controls, staff management, and reporting, Zettle has similar tools in its free plan as Square or Loyverse. Not only is the Zettle by PayPal mobile app highly rated and user-friendly, but PayPal has also made its Zettle Terminal available to small businesses in the US. It features a touch screen and sleek design, and doesn’t need to pair with any additional devices—just start using it right out of the box.
Zettle lost points for lacking an offline mode, a time clock feature, and tools for setting appointments. With Zettle, you will also be locked into PayPal payment processing. Finally, while you can integrate PayPal into online ordering sites, Zettle itself does not have these options, and does not offer many integrations in general.
Software:
- POS system: Free
Hardware:
- Card reader: $79 ($29 for the first one)
- Terminal: From $199 (paid accessories available)
- Tap to Pay on iPhone: Free via the Zettle POS app
Payment Processing
- Card-present: 2.29% + 9 cents
- Manually keyed-in: 3.49% + 9 cents
- Invoices: From 2.99% + 49 cents
- International payment processing: Zettle originally served the European market; plus, PayPal works in over 200 markets and 100 currencies. The POS software can handle sales in-store, across borders, and in different currencies.
- Online sales: Zettle integrates with Shopify, BigCommerce, WooCommerce, and more for online sales. However, PayPal integrates just about anywhere, from social media to eBay.
- Basic, free POS: PayPal Zettle offers a free, fully functional mobile POS system with affordable in-house payment processing. It includes a user-friendly checkout, inventory tracking, and reporting tools, and can manage multiple sales channels.
Lightspeed Retail: Best for Inventory Management
Pros
- Extensive inventory processing functions (granular and custom reports, matrices, supplier network)
- Advanced and custom reports (in higher plans)
- In-house ecommerce store included in advanced plans
Cons
- Hardware is custom-quoted, can be expensive
- Plans can be expensive for small businesses
- Must use Lightspeed Payments for lowest monthly rates
Overview
Who should use it:
Wholesalers, multi-location stores, or any retail business that needs to manage large, complex, or fast-moving inventories
Why we like it:
Lightspeed Retail’s POS system topped our ranking of POS inventory management systems (you’ll find Square and Shopify on this list, too) because of its extensive toolset, including granular and customizable reports, inventory matrixes, an integrated product catalog, and purchase ordering. Not only that, but Lightspeed Retail has a preloaded catalog of vendors where you can shop and place orders right from its POS dashboard. It also features low-stock alerts, inventory counting tools, the ability to place special orders, and more.
While Lightspeed Retail has a lot to offer when it comes to inventory management, it does have some drawbacks. To start, Lightspeed Retail’s mobile app and POS dashboard are not the easiest to learn (especially when compared to Square or Shopify). This yields lower user reviews. Users also noted a more complex interface, limited mobile app functionality, and paywalls blocking some advanced tools.
Software:
- Retail POS: $109 – $339 per month (Annual pricing $89–$289 per month)
- 14-day free trial for all accounts
Hardware:
- Quote-based
- Full countertop kits, mobile payments devices, and accessories available
- Tap to Pay on iPhone/iPad via Lightspeed Mobile Tap: From $69
- Inventory: Lightspeed offers multiple item variants, sophisticated analytics, a supplier network, and smart pricing. It also syncs with its online store, Lightspeed eCom. Shopify comes close to Lightspeed for inventory features, but Lightspeed has more granular details and customization options.
- Age verification: Lightspeed has age verification features in the register app. This makes it a great choice for stores that sell age-restricted items.
- Payment processing: Every Lightspeed account holder is automatically enrolled in Lightspeed Payments for processing transactions through your POS. Lightspeed Payments offers competitive processing rates and is conveniently pre-integrated into your account. The biggest drawback here is that if you do want to use a third-party processor, your monthly POS fees will increase—unlike with Clover, which lets you choose your own processor for free.
- Lightspeed Insights: Lightspeed offers over 40 reports including products sold, profits, total sales over a specific time frame, and employee performance. You can also create detailed custom reports. Lastly, you can ask the software to forecast future sales based on historical data, and suggest order quantities based on this.
What to Look for in the Best POS Apps
Choosing a point-of-sale system is a crucial step for your business—the software you ultimately go with will be responsible for key functions like checkout, inventory management, customer relationship management, ecommerce, and more. Choosing the right system will make everything in your business run more efficiently, and choosing poorly can slow you down in many ways.
Consider the following factors when deciding on a POS system for your business.
Suitability for Your Business Type
The first and most important thing you need to think about when picking a POS system is whether that system is suited to your business. While some software such as the basic Square POS can be adapted to various business types, you should consider getting a system designed specifically for your industry. (Though it’s worth noting that Square also offers POS systems tailor-made for retail shops, restaurants, and appointment-based businesses.)
Features
A POS system’s suitability for your business type will naturally influence the set of features included in that system. A good retail-specific POS system will have features such as variants and modifiers for inventory, while a restaurant POS system will offer ingredient-based inventory management and online ordering or takeout features. An omnichannel system like Shopify POS should include tools like social media integration and shipping options.
Mobility
You also need to consider the mobility of the POS system before you make a final decision for your business. Mobility in this case is generally a matter of hardware: you’ll want to check whether the POS can be downloaded and used on mobile devices like smartphones and tablets, which are essential tools for traveling retailers, restaurants wanting to offer tableside ordering, or just businesses with large sales floors.
Confirm what devices and operating systems the POS is compatible with—and note that some providers offer proprietary hardware which may be mandatory when using the POS software. When buying from a POS provider, you’ll have access to individual devices and full hardware kits, for fixed or custom-quoted prices.
Pricing
Finally, think about the pricing scheme for the POS system you are considering, and whether it is something you can afford on a long-term basis.
Some providers offer free plans for their systems, with the option to upgrade to a paid subscription with additional features. For other systems, you’ll need to pay to use them at all, and price ranges vary widely—you might be paying less than $30 per month or up to $400 per month, depending on which system you choose. Most providers offer monthly pricing, as well as annual pricing which will often get you a discount.
You’ll also need to consider processing rates, which differ not only across different POS providers but also across different payment methods (for example, manually keyed-in card payments tend to carry higher fees than swipe payments due to the increased risk). Since your business will (hopefully) be processing hundreds or thousands of transactions in the future, it’s a good investment of time and effort to shop around for the best processing rates.
How We Evaluated the Best POS Apps
We pulled from decades of experience by our researchers, personal use, operating POS systems in retail settings, and studying and testing these systems. Then, we combined this with feedback from long-term, real-world users who have posted reviews on trusted third-party sites.
The best mobile POS apps optimize the balance of hardware, software, and payment processors. We started by selecting only those with a mobile app. This ensures you can run the program on a smartphone or tablet. However, many, like Square or Clover, had their own hardware as well.
Then, we looked for software features that not only let you ring up sales but also track inventory and manage customers (such as Loyverse’s loyalty program). For payment processing, we selected a mix of those with proprietary merchant services and those that offer you a choice.
As often happens when evaluating POS software, Square tops the list. In addition to being the best POS system for small businesses, it’s also on lists for POS for restaurants, payment processing, and more. Square was built for mobile, and its POS application reflects that focus even as it has grown to encompass brick-and-mortar applications.
Click through the tabs below for our full evaluation criteria:
25% of Overall Score
Pricing involves more than subscription fees. There are also transaction fees, with some providers allowing you to shop providers and others locking you into a set payment processor. And finally, there are hardware costs.
20% of Overall Score
These are the basics any strong POS system should have: processing multiple payment types, managing customers, tracking inventory, integrating with third-party software, and having strong reports. We gave extra credit for loyalty programs.
20% of Overall Score
To make it onto our list, products needed a handheld device that processed payments and synced with a web-based device. We also considered operating systems, offline mode, and digital receipts.
15% of Overall Score
For this, we relied heavily on the reviews of real-world users who use the system daily. We considered the performance of mobile apps as well as the POS app. We also looked for 24/7 customer support since businesses may need help anytime.
20% of Overall Score
This is a value score based on our expert opinion, popularity, feature set, and how easily you can learn (or teach your employees) the device.
Frequently Asked Questions (FAQs)
POS apps serve as a way to conduct sales, process transactions, and run your business from your pocket—without needing a large POS register or terminal all the time. Click through the sections below to learn more about POS apps.
Yes. Many POS providers make their systems available as apps for your mobile device. You can use these mobile POS apps to manage inventory, view reports, sell items, and perform other vital business functions.
It depends on your highest priority. If you have a complex inventory, try Lightspeed. Loyverse is great for loyalty programs. Clover is highly flexible, Shopify shines in omnichannel selling, and PayPal Zettle is great for selling internationally.
The best overall free mobile POS app that we recommend is Square. It has a forever-free subscription option, high versatility, a good feature set even in the free plan, an offline mode, and it is easy to set up and use.
Bottom Line
There’s no reason to be tied to the counter. Many POS apps have a mobile component, either as a handheld device or with a downloadable application. The best mobile POS systems sync with the main program, handle offline transactions, and let you access the backend.
Overall, Square has the best features for the best price while being the easiest to use. Even better, its POS system is free with a competitive payment processing fee. Go to Square and download the POS today.